Bridge Loans California

Creative Loan Solutions

A simple solution for real estate investors and business owners to help finance their business plans and cash flow.

A California Bridge Loan is a short-term hard money loan that uses the equity from your current property to help you purchaseconstructrenovate, or just buy equipment for your business and projects. 
Apply for a bridge loan!
bridge loan california

California bridge loans simplified.

We know you've had your eyes on that next investment property for a while, but don't want to sign up for another long-term mortgage commitment and wait months to get your funds. PMA's bridge loan financing solution has your funds in your hands within days of applying. 

Here's how:
Click the button down below and fill out a quick application.
Our PMA Partners will contact you within minutes to guide you through all documentation.
In a matter of days, sit back and watch as you get approved for your short-term loan.
After approval, your job is done and we'll close the loan in a timely fashion. 
Your investment opportunity is waiting...
Get started

PMA: Hard Money Lenders

PMA solidifies itself as a one-stop shop for real estate financing with our designated private direct money lender organization in California

Our clients love our hard money lending programs because they get their cash ultra-fast regardless of deadlines.

Hard money lender California

Residential Bridge Loans

Bridge Loans are typically used by buyers who find themselves in a tight spot or need to close escrow fast and who need to build their investment property. PMA is here to simplify the process and help your project succeed.
Our PMA Partners have processed and financed over a thousand Residential Bridge Loans, offering competitive rates and fast approval in Los Angeles, Orange County, Ventura, Santa Barbara, San Diego, Riverside, and San Bernardino
Residential Bridge Loan
Residential Bridge Loan California

Residential Real Estate Investors

Loan Parameters: 
Requirements for a Commercial Loan application

Ultra Fast and Incredibly Flexible

We know that our clients are busy, so we make it as easy as possible to find the right type of hard money loan. 

Follow our How-To-Guide and let's get you set up with an ULTRA fast hard money loan.
For over 30 years PMA has created financial relationships with multiple Real Estate Investment PropertiesGeneral Contractors, and Homeowners wanting to finance the creation and renovation of their homes.

Residential Bridge Loans: Asset Classes

Commercial Bridge Loan

Similar to residential bridge loans, commercial bridge loans provide short-term (usually 6-12 months) financing to add stability and execution to a multitude of commercial real estate properties. 

Our PMA Commercial Bridge Loan programs equip our clients with ESSENTIAL timely funds to complete any commercial real estate project they are currently working on. Our PMA Partners strive for timely success during these commercial real estate programs because they know firsthand that speed and execution are KEY.  
Commercial Bridge Loan
Bridge Loans California
Few lenders do California Bridge Loans for Commercial Properties, however, at PMA, we offer this unique loan specifically to real estate investors and general contractors looking to finance real estate projects.

Loan Parameters

  1. Rates starting at 7.25%
  2. $200k-$5M
  3. 70% LTC & 65% LTV
  4. Fixed rates / Adjustable
  5. Bridge Loans Only 
  6. Interest Only Option Available 
  7. No Pre-Payment Penalty 

Commercial Bridge Loan: Asset Classes

The PMA Difference: Not Just a Lender and a Broker, but a Business Partner Too

Bridge Loan California
Pre-approval in as little as 3 days
Bridge Loan California
Low interest-only payments for 12 to 36 months
Residential Bridge Loan
Competitive commercial real estate bridge loan rates
Commercial Bridge Loan
Closings within 10 to 30 days

Essentials of Bridge Loans 

Bridge Loans California
Pros and Cons Bridge Loans

Frequently Asked Questions

These are the most commonly asked questions we get about Bridge Loans from our clients!

Is a Bridge Loan easy to get? 

  • Yes, it's easier to get than other loans. Since it's for investment purposes, the lender primarly concerns himself with the project viability and profitability rather than the borrowers personal income and documentation. 

How long does it take to get a Bridge Loan approved? 

  • It depends on the project, but on average as little as 2 days and as long as 2 weeks. 

What is the most common example of a Bridge Loan? 

  • An investor buying a property, and they intend to renovate it and sell it. The Bridge Lender typically will lend up to 65% of the future value of the property. What they call ARV (After Repair Value). 

What is the typical interest rate on a Bridge Loan?

  • Market rates change constantly, at this time rates are approximately 8.99 to 9.99%. It truly depends on the strength and the project location. Generally, the interest rate is dependent on the risk level of the project itself. 

What are the risks of a Bridge Loan? 

  • the risk is that it is a short-term higher interest rate loan. 

What is the advantage of a Bridge Loan? 

  • It is faster to get, and more people can be qualified even if they have a lower credit score and financial instability. And cannot document their personal income fully. 

How do I pick the right Bridge Lender for my project?

  • You should always work with an experienced lender who can help you analyze your project to ensure profitability, and thus reduce your risk of doing all the work and not earning money at the end of the project. The lender should accompany you throughout the project and provide you with helpful information 
Making Your Dreams A Reality! Start Today!
CALL NOW (818) 237-1171
Real Estate Broker | Mortgage Corporation
Tarzana Branch
18455 Burbank Blvd. Suite 411 Tarzana, CA 91356
NMLS # #303706
BRE # #01122742
Corporate DRE NMLS # #815819
DRE License # #01902537
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