The 5 Most Important Facts About Single-Family Attached Homes

Niv Ovadia
November 11, 2022
Est. Reading: 10 minutes
single family attached
Single-Family Attached Homes

The single-family attached home is becoming more popular in the real estate market. It’s got tons of benefits and it is also cheaper than detached homes.

The attached single-family home is more affordable than detached homes because it doesn’t require as much land for building and the construction costs are considerably lower.

Attached-family homes are also more energy efficient, which saves you money on your utility bills every month!

Do you want to know the best part about investing in a single-family attached home? 

The flexible financing options! These property types have the possibility of falling into PMA’s Residential Bridge Loan program, creating a fantastic loan option for many experienced real estate investors!

What does “single-family attached home” mean? 

To get a really good understanding of these types of homes, it’s best to compare them to condos, co-ops, and townhomes. Each of these types of properties shares an exterior wall with another property. 

Before we get into the most important facts to know about single-family attached homes, let’s get some important definitions out of the way:

Single-family attached: This type of house is perfect if you want a more urban lifestyle or if the neighborhood where you live doesn’t allow detached houses. You will also save money on property taxes since single-family attached homes are usually cheaper than detached ones.

Attached family home: If you have kids and want them to play outside with their friends, then this is the perfect type of home for you. You will never have to worry about them getting in trouble for playing on your property and it will also be easier for you to keep an eye on them.

Detached home: This type of home style refers to the traditional homes you’ve probably seen your entire life. Think of your typical brick-and-mortar home with a nice white picket fence and a dog in the front yard. This type of home is completely detached from any other property, giving it a better sense of privacy.  

Semi-Detached home: a house with one shared wall – also known as two dwellings that share a wall, or one on top of the other. This is not to be confused with townhouses that have shared walls and terraced housing that has no shared walls at all.

Understanding these four definitions will give you a better picture of the following facts and how they can benefit you both financially and lifestyle-wise.

The 5 most important facts about single-family attached homes 

Single-Family Attached Homes

More Property Development 

The idea of renovating or investing in the real estate market is very visible for Millennials. However, because construction is low there are not many single-family homes on the market so buyers may have to compromise a bit, but they still have the possibility of getting that traditional turn-key home style!

Traditionally attached homes are cheaper to purchase & develop and offer more (storage). But, buyers that are looking for something new and exciting might have more luck with single-family attached home properties.

Higher Rentability Chances

Attached houses are often more rentable. That’s not always true, but it’s true enough to remember. Many of the people who buy residences as an investment are buying subdivisions with a bunch of apartments in them.

The apartment right next to theirs is usually rented out which provides a bit of extra security.

More Supply Available

Attached housing is becoming more common in major cities, which means that they’re often close by. Like other homes on the market, they are close to parks, hospitals, banks, highways, and shopping centers. They may also be closer to your family and friends too! 

This type of housing option is perfect for commuter renters or investors looking to diversify their renter options!

When it comes to investment properties, it’s critical that you look for options that are close enough to big cities to provide more job opportunities but also far away enough to provide more safety!

Lower/Shared Maintenance Costs

One of the most important facts you should know about when you’re considering investing in a single-family attached home is the maintenance costs. Becoming a part of a communal living system has the possibility of providing the renter with a lower maintenance cost! 

An attached vs. detached house usually means a lot in terms of the work it takes to maintain them. Condominium owners, for example, are only responsible for maintaining the interior of their unit which is way less work than homeowners who will have to deal with everything from roof repairs to lawn care.

These types of properties usually catch the eye of renters who have very few material possessions and preferences. Utilities are usually included as well with the purchase price.

Read Into The HOA Costs

HOAs can pay for expenses like landscaping and amenities. Higher HOA fees are typically included in the purchase price of houses. HOAs have bylaws that cover a lot of things like the color paint you’re allowed to use and what type of plants you can grow in your backyard. 

Exterior alterations, such as changing the color of your property, come with these constraints.

Benefits of Single-Family Attached Homes

Living in a single-family attached home offers numerous advantages that make it an attractive housing option for many individuals and families. In this section, we will delve into the benefits of these homes, including shared walls, reduced maintenance responsibilities, potential cost savings, and the sense of community and social interactions they foster.

  1. Shared Walls: One of the key advantages of single-family attached homes is the presence of shared walls. These homes are typically designed in a way that connects multiple units, allowing residents to share a common wall with their neighbors.
    • Enhanced Insulation and Energy Efficiency: Shared walls can help to insulate the home better, reducing heat transfer and energy loss. This can result in lower utility bills and increased energy efficiency, creating a more comfortable living environment.
    • Noise Reduction: The shared walls act as a buffer against external noise, offering better sound insulation compared to detached homes. This can lead to a quieter and more peaceful living experience.
    • Security: With neighboring units in close proximity, single-family attached homes often benefit from an increased sense of security. The presence of nearby neighbors can create a sense of community and provide an extra layer of vigilance, enhancing safety for residents.
  2. Reduced Maintenance Responsibilities: Another significant advantage of single-family attached homes is the reduced maintenance responsibilities compared to detached homes. The shared nature of these homes often results in shared maintenance tasks and cost-sharing arrangements, providing the following benefits:
    • Exterior Maintenance: In many single-family attached home communities, the exterior maintenance, including landscaping, roof repairs, and painting, is typically handled by a homeowners’ association (HOA) or a similar management entity. This relieves homeowners of the burden of individual maintenance tasks, allowing them to focus more on enjoying their homes and spending less time on upkeep.
    • Cost Sharing: With shared maintenance responsibilities, homeowners often share the costs associated with exterior repairs and common area maintenance. This can help distribute expenses more evenly among residents, making maintenance more affordable compared to bearing the full cost of repairs in a detached home.
  3. Potential Cost Savings: Single-family attached homes can offer potential cost savings compared to other housing options, such as detached single-family homes or condominiums. Some of the cost-related advantages include:
    • Lower Purchase Price: Single-family attached homes tend to be more affordable compared to detached homes in the same area, allowing homeowners to enter the housing market at a lower price point.
    • Reduced Utility Costs: The shared walls and increased energy efficiency can lead to lower utility bills, potentially saving homeowners money on heating, cooling, and electricity expenses.
    • Amenities and Shared Resources: Many single-family attached home communities offer shared amenities, such as swimming pools, fitness centers, or community gardens. These amenities are often maintained by the HOA or shared among residents, providing access to recreational facilities without the need for individual upkeep or membership fees.
  4. Sense of Community and Social Interactions: Living in a single-family attached home can foster a strong sense of community and encourage social interactions among residents. Here’s how:
    • Proximity to Neighbors: With neighboring units in close proximity, residents have the opportunity to form relationships and engage in friendly interactions with their neighbors. This can lead to a supportive and connected community, where neighbors look out for one another.
    • Shared Spaces and Activities: Many single-family attached home communities provide shared spaces, such as parks, playgrounds, or common areas, where residents can come together for social gatherings, events, or recreational activities. These shared spaces often serve as focal points for community building and fostering a sense of belonging.
    • Opportunities for Collaboration: The shared nature of these homes can facilitate collaboration and collective decision-making within the community. Residents can work together to address common concerns, organize events, or contribute to community initiatives.

Managing Privacy in Single-Family Attached Homes

Living in a single-family attached home can offer a sense of community and shared living, but it’s natural to have concerns about privacy in this type of housing arrangement. However, there are effective strategies and considerations that can help residents maintain their privacy within their homes. By implementing these techniques, you can strike a balance between enjoying the benefits of shared living and preserving your personal space. Here are some key strategies for managing privacy in a single-family attached home:

  1. Landscaping and Natural Barriers:

One effective way to enhance privacy is by strategically using landscaping elements to create natural barriers. According to a survey conducted by the National Association of Home Builders (NAHB), approximately 74% of homeowners in single-family attached homes reported being satisfied or very satisfied with the level of privacy in their homes. Consider planting trees, hedges, or tall shrubs around your property or patio area. These green buffers not only add beauty and improve the aesthetics of your home but also create a visual separation between neighboring units. By carefully selecting and placing these natural barriers, you can enjoy increased privacy in your outdoor spaces.

  1. Window Treatments and Coverings:

Window treatments play a crucial role in managing privacy within your single-family attached home. Opt for blinds, curtains, or shades that can be adjusted to control visibility from outside. Sheer curtains or blinds with adjustable slats can allow natural light while maintaining privacy. Consider blackout curtains or blinds for bedrooms and other areas where maximum privacy is desired. By choosing appropriate window coverings, you can create a private and comfortable environment inside your home.

  1. Interior Layout and Design:

The layout and design of your interior space can also contribute to maintaining privacy. Consider the placement of rooms, walls, and furniture to maximize privacy and minimize visibility between neighboring units. Position bedrooms and private areas away from shared walls to minimize noise and ensure privacy. Consider using bookshelves, screens, or room dividers to create visual separation within your living spaces.

  1. Soundproofing Measures:

Noise transfer can be a common concern in single-family attached homes. To address this, consider implementing soundproofing measures to enhance privacy and reduce noise disturbances. Use insulation materials within shared walls and ceilings to minimize sound transmission. Install weatherstripping and seal gaps around windows and doors to reduce noise infiltration further. By taking these measures, you can create a more peaceful and private living environment.

  1. Community Guidelines and Boundaries:

The establishment of community guidelines and boundaries is essential in maintaining privacy within a single-family attached home community. Familiarize yourself with the rules and regulations set by the homeowners’ association (HOA) or community management regarding noise levels, use of shared spaces, and privacy considerations. Adhering to these guidelines not only promotes a harmonious living environment but also ensures that everyone’s privacy is respected.

  1. Personal Etiquette and Communication:

Open and respectful communication with your neighbors is key to managing privacy effectively. Establishing clear boundaries and expressing your needs or concerns regarding privacy can help maintain a positive living environment. Engage in friendly conversations with your neighbors to foster a sense of understanding and community. By building relationships based on mutual respect, you can navigate privacy considerations more smoothly.

  1. Technology and Privacy:

In the digital age, it’s crucial to consider technology’s impact on privacy within your single-family attached home. Be mindful of smart home devices or security systems that may capture and store data. Take the necessary steps to protect your privacy, such as configuring privacy settings, regularly updating passwords, and understanding the data usage policies of your devices. By staying informed and proactive, you can enjoy the benefits of technology while safeguarding your privacy.

Remember, managing privacy in a single-family attached home is a collaborative effort that requires consideration, communication, and respect for your neighbors. By implementing these strategies and fostering a positive living environment, you can strike a balance between privacy and community living, creating a harmonious and comfortable home for yourself and your neighbors.

How To Spot The Perfect Single-Family Attached Home

Single-Family Attached Homes

You don’t want to get into a new home before you’re ready. That’s why the Consumer Financial Protection Bureau recommends keeping your total debt-to-income ratio below 43%. 

If you divide up your monthly earnings and apply them to what you owe each month, the figure should be lower than the total income. 

The better it is, the healthier your finances will be. Make sure to account for your future mortgage and unexpected monthly expenses when doing this calculation. 

You want to make sure that you have some extra cash before taking on this purchase.

One of the most important aspects to focus on when you’re trying to spot the perfect single-family attached home is “location”. 

You want to make sure the location of your new attached home provides a wide variety of options for either your borrowers or yourself! 

What does that mean? 

In simple terms, you want to reach a wide audience of people who can be interested in buying your property from you, making it a more profitable investment purchase.

An ideal location would be located 15-20 minutes from a major city for job options while being tucked away far enough in the suburbs for maximum safety.

By achieving this, your single-family attached home will catch the eyes of both new families looking to settle down while working in a big city, and new couples trying to get a foothold on their finances!

The Bottom Line

So here’s the bottom line… The entire point of this article and most of the content on our website is simple. 

We want our audience to make the most profitable decision (which means having the most information possible) when they’re looking for either investment properties or real estate for themselves!

If you’re looking into owning a single-family attached home, there are multiple facts that are covered in this article that could save you thousands of dollars! 

The only thing that could be more important than being able to spot the perfect single-family attached home would be choosing the best mortgage lender for your real estate finances!

This article only covers one half (an important half) when it comes to real estate investing, make sure to take a look at our other articles to get a better understanding of the industry as a whole!

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