Hey there, welcome to the PMALA Blog! In this post, we're diving deep into a significant trend in the real estate world: the impact of rising interest rates on the market, particularly concerning apartment buildings and commercial properties. The Changing Landscape of Real Estate Remember those apartment buildings that seemed like a real estate goldmine? […]
https://www.wsj.com/articles/seller-financing-to-avoid-high-mortgage-rates-cd93d705?mod=re_lead_pos6 As the real estate landscape evolves amidst rising interest rates, a unique trend is catching the attention of industry players – seller financing. While it remains a small segment of the market, some sellers are opting to provide financing to buyers, presenting opportunities and challenges worth exploring. What is Seller Financing? Seller financing, also […]
Picture this: you've decided to sell your property in the bustling city of Los Angeles, where the real estate market moves at a relentless pace. As you prepare to navigate the complex process of selling your home, a multitude of financial considerations starts to flood your mind. From mortgage payments to utility bills, managing multiple […]
Welcome to PMALA, where we bring you the latest insights and information to help you navigate the world of mortgages with confidence. In today's article, we delve into the often overlooked yet crucial aspect of home inspections for conventional loans. Whether you're a first-time homebuyer or a seasoned homeowner, understanding the importance of a comprehensive […]
They say that where there's a will, there's a way, but what about a trust? When it comes to estate planning in California, the choices can be overwhelming. Fear not, dear reader, for we are here to shed some light on the age-old dilemma of wills versus trusts. In this article, we will embark on […]
Welcome to a world where your home not only provides comfort and security but also serves as a catalyst for transformation and rejuvenation. Imagine turning your cherished abode into a true reflection of your dreams and desires. With the power of a reverse mortgage, the possibilities are endless, and in this comprehensive guide, we'll unveil […]
At PMA, we know it's important for us to stay up-to-date on the latest tax laws and regulations when they pertain to real estate investors and finance, and one area that's been getting a lot of attention lately is the 1031 exchange. In case you're not familiar, a 1031 exchange is a tax-deferral strategy that […]
If you’re searching for this article, it’s more likely than not that your landlord has either shut down your AC/heater or hasn’t fixed your air conditioner in years. If that’s the case, then let us start off by saying we know your struggle. Unfortunately, it’s more common than you think that various landlords will leave […]
The Fed Mortgage Rates According to The Fed, housing rates have steadily risen to a 20-year high. Now as we know, The Fed doesn’t directly dictate mortgage rates, but they do have complete control over the Fed Funds Rate which by itself has increasingly essential effects. If you’ve turned your computer or phone on you […]
What is a Bridge Loan in California? A bridge loan in California is most notably known as a short-term and quick financing solution that allows a borrower to fund their real estate investment projects. These types of loan programs are most noticeably used by real estate investors (both beginners and experts) and general contractors. California […]
