Did you know that a 2022 study by the Mortgage Bankers Association found that commercial and multifamily mortgage loan originations were up by 12% compared to the previous year? The real estate market is bustling, and more people are seeking financing options than ever before. Two of the most popular loan types are DSCR (Debt […]
Did you know that a staggering 36% of U.S. real estate investors prefer non-traditional financing methods to acquire properties? If you're among those looking for alternative mortgage solutions, a Debt Service Coverage Ratio (DSCR) loan might be your answer. But here's the kicker: Can you secure a DSCR loan without making a down payment? Investing […]
Ever wondered if you can tap into your commercial property's equity, just like you would with a home equity line of credit (HELOC) on your residence? You're in luck. We're diving deep into this question, so sit tight and let's untangle the ins and outs of this finance maze. Explaining HELOCs and Their Typical Use […]
The Power of Valentine's Day in the Real Estate Industry Did you know that a staggering $27.4 billion was spent on Valentine's Day in the U.S. alone in 2020? People are clearly willing to invest in love, and that sentiment can stretch far beyond flowers and chocolates. As surprising as it may seem, Valentine's Day […]
Hey there, welcome to the PMALA Blog! In this post, we're diving deep into a significant trend in the real estate world: the impact of rising interest rates on the market, particularly concerning apartment buildings and commercial properties. The Changing Landscape of Real Estate Remember those apartment buildings that seemed like a real estate goldmine? […]
Empowering Your Retirement with Reverse Mortgages As retirement beckons, seniors are increasingly exploring innovative ways to bolster their financial stability while relishing the comforts of home. Reverse mortgages, also known as home equity conversion mortgages (HECMs), have swiftly emerged as a dynamic solution to accomplish this feat. If you're a homeowner aged 75 or older, […]
https://www.wsj.com/articles/seller-financing-to-avoid-high-mortgage-rates-cd93d705?mod=re_lead_pos6 As the real estate landscape evolves amidst rising interest rates, a unique trend is catching the attention of industry players – seller financing. While it remains a small segment of the market, some sellers are opting to provide financing to buyers, presenting opportunities and challenges worth exploring. What is Seller Financing? Seller financing, also […]
When it comes to buying a house, there are various methods available, and one of the most intriguing options is purchasing a property with cash. Cash home buying offers several advantages, including a streamlined process and the ability to close the deal quickly. In this article, we will explore the speed of cash home buying […]
As the real estate market remains a hot topic of discussion, potential homebuyers, and investors are eagerly seeking insights into the current state of property prices. With the bustling city of Los Angeles being a highly sought-after location, understanding the dynamics of its neighborhoods is crucial for navigating the competitive real estate market successfully. In […]
Picture this: you've decided to sell your property in the bustling city of Los Angeles, where the real estate market moves at a relentless pace. As you prepare to navigate the complex process of selling your home, a multitude of financial considerations starts to flood your mind. From mortgage payments to utility bills, managing multiple […]
